Qualified Services Fees are fees that have been charged to your Eligible Account that can be redeemed using your available Fee Credits.

Under the Fee Credits Program the following East West Bank service fees will generally qualify for redemption: 3

•Incoming Wire Transfer Fee

•Outgoing Wire Transfer Fee - International or Domestic

•Alipay International Transfer Fee

•Monthly Account Maintenance Fee

•Debit Card International Shipping Fee

•Stop Payment Fee – for a check you issued

•ATM Usage Fees – charged to your account by us or a 3rd party