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Premier High Yield Savings Account with Velo Gold

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

High yield savings

High yield savings

  • Earn up to a 2.50% APY*

    *Annual Percentage Yield (APY) requires that you maintain a minimum daily balance of $25,000 and is current as of 11/08/25. APY is subject to change at any time without notice. Withdrawals or fees may reduce earnings on your account.

  • High-yield returns to help maximize your earnings
  • Variable interest rate/compounded daily/credited monthly2

Minimum opening balance

Minimum opening balance

  • $25,000 minimum opening deposit
  • A $300 Account Opening Fee will be deducted after initial account funding3

    Customers can qualify for up to $300 in Account Opening Fee Refunds.3
    Terms & Conditions

  • $25 monthly maintenance fee, waived if you maintain a $25,000 monthly average account balance or a $50,000 prior-month end combined average balance in your consumer deposit accounts4
Fact Sheet

Our savings accounts include

Our savings accounts include

  • Convenient access to your funds with our Mobile App and Online Banking Services5,6
  • Direct deposit

FAQs

Got questions? Check out FAQs.

 
DISCLOSURE

Offer is limited and made available to select consumer customers with a Non-Resident tax status via our consumer Mobile App or Online Banking Services. Availability may be limited based on your geographic location. See product terms for additional details.

Annual Percentage Yield (APY) is current as of 11/08/25.

Daily BalanceAPY
$0.01 to $24,999.990.03%
$25,000 to no limit2.50%

The Premier High Yield Savings is a variable, tiered rate account and the APY is subject to change at any time without notice. Withdrawals or fees may reduce earnings on your account.

A one-time Account Opening Fee will be automatically deducted from the Premier High Yield Savings account upon receipt of a minimum opening deposit of $25,000 or more. Depending on the funding amount, the deduction of the account opening fee may result in your account balance falling below the minimum average balance required to avoid a monthly account maintenance fee. 

At the discretion of the Bank, the one-time Account Opening Fee may be WAIVED if you’ve previously paid an Account Opening Fee related to a currently OPEN Global Checking or Premier High Yield Savings account that has been maintained in good standing with the Bank and is in an OPEN status at the time you apply for your NEW Premier High Yield Savings. You’ll be notified at the time of account application if you qualify for an Account Opening Fee waiver. See product terms for additional details.

Additionally, during the first 12 months (full or partial) after the initial funding requirement is met, Premier High Yield Savings customers will have an opportunity to qualify for up to $300 in Account Opening Fee Refunds. For each month during the qualification period where you have maintained a combined month-end average balance of $100,000 or more in the qualifying consumer deposit accounts you own at East West Bank, you’ll receive a $100 Account Opening Fee Refund. Maximum refund amount: $300, earned over 3 qualifying months.

Your Monthly Account Maintenance Fee will be waived if you maintain a $25,000 average balance in your Premier High Yield Savings account each monthly statement cycle, or a $50,000 prior month-end combined average balance in the qualifying consumer deposit accounts you own at East West bank.

Online Banking Service enrollment required. Message and data rates apply. Check with your wireless service provider for details.

Regulation D limits certain types of withdrawals and transfer transactions you can make out of your savings account to a maximum combined total of six (6) per month or monthly statement cycle. Please refer to the  Deposit Agreement and product terms for details.