Invite a friend. You both earn $20.

For every friend an existing East West Bank account holder successfully invites to open a qualifying account at East West bank, both the invitation sender and the receiver will earn a $20 fee credit.1,2,3

Learn about Fee Credits

The receiver simply needs to complete the following steps:

  1. Apply for an Account

    Download the East West Bank mobile app, enter the invite code received, and apply to open an East West Bank checking account.3,9

  2. Fund the Account

    Make a deposit for the minimum opening amount within 30 days of account approval.3,5

  3. Meet the Referral Program Balance Requirement

    Maintain a minimum daily balance of $100 in the account for 90 days from the date of funding.3

    Note:  The monthly average balance required to waive the account maintenance fee will be higher.  See the product specific terms and conditions received at account opening for additional details.

Additional Terms and Conditions:

Referral Program Eligibility - The East West Bank Referral Program is available only to East West Bank account holders who maintain an individual or jointly owned consumer checking or savings account and are currently enrolled in our Online Banking platform. The Referral Program is subject to discontinuance at any time without prior notice.

Qualified Referral - To qualify for the Referral Program, the Receiver of the referral invite code must be an individual that meets East West Bank’s requirements for opening a consumer checking account using our mobile app, and is currently not an East West Bank customer.

Fee Credit Qualification Requirements – To earn a $20 Fee Credit for both the Sender and Receiver of the invite code link, the Receiver must:

1) Use our mobile app to open an East West Bank Premier e-Checking, Premier Digital Checking, or Student e-Checking account,

2) Enter the qualifying invite code at the time of application,

3) Fund the account with the required minimum opening deposit amount within 30 days of account opening, and 

4) Maintain a continuous minimum daily balance of $100 or more in their checking account for 90 days after the date of account funding. 

If the Receiver fails to complete any one the qualification requirements, or if the account is closed prior to meeting the qualification requirements, both the Sender and Receiver will not earn Fee Credits for the referral. 

Fee Credits Program - Fee Credits earned under the Referral Program are subject to the terms and conditions of East West Bank’s Fee Credits Program. Please refer to the Fee Credits Program information page for complete details on the qualification and redemption requirements that govern Fee Credits.  Learn More

Checking Account Terms and Conditions – See the product specific terms and conditions received at account opening for additional details regarding the required funding amount, monthly maintenance fee and minimum balance requirements, and other important information. To learn more, visit our checking account PRODUCT pages below.

Accounts not funded within 30 days of account opening are subject to automatic closure. 

Checking Product Availability – The availability of specific checking account products may be limited based on your geographic location or mobile carrier country as determined by East West Bank at the time you access our Mobile app.

Maximum Referrals – The maximum number of account applications that can be submitted using the referral code of a single customer is 5,000. The maximum referral limit is subject to change by East West Bank, at our discretion, without prior notice. 

Determination of Eligibility – Referral Program eligibility and qualification requirements, and the amount of Fee Credits earned by a customer under the ReferralProgram, will be determined solely by the records of East West Bank.

Mobile Carrier Fees – East West Bank does not charge for Mobile Banking. However, your mobile service provider may charge for sending and receiving text messages on your phone. Check with your service provider for details on specific fees and data charges that may apply.