East West Bank

Fee Schedule

Effective Date: 3/1/2024
Account Maintenance Fee
See Annual Percentage Yield and Account Terms Disclosure for specific account fee information.
Overdraft / Returned Items
Non-Sufficient Funds Fee (per item) $30.00

Your check or other electronic transaction presented and paid or returned unpaid against insufficient funds or uncollected funds holds. Maximum charge of $30 per day.

  • Note: A previously returned check or electronic transaction that is presented again for payment may incur an additional non-sufficient funds fee on the same transaction if there are insufficient available funds to pay the represented item.
Returned Deposit No Fee

Your deposited/cashed check, item, or draft, returned to us unpaid.

Debit Card / ATM Usage
 International Shipping Fee $20.00
 Debit Cards mailed to a non-U.S. address will be assessed an international shipping fee. (per item)
East West Bank or Partner Network ATM

Transactions made at an East West Bank owned ATM, or at an ATM that participates in the MoneyPass or Allpoint Networks.

 Transaction Fee No Charge
Non-East West Bank ATM

Transactions made at ATMS that are not owned by East West Bank or that do not participate in the MoneyPass or Allpoint Networks.

ATM Withdrawal No Charge for first 2 per statement cycle
* $1.00 per additional withdrawal
ATM Transfer $1.00
(per transfer)


Third parties (merchants, financial institutions, etc.) may assess additional fees for transactions made at their terminals or machines. These fees may be included in the total transaction amount that is withdrawn from your account and shown on your East West account statement.

Stop Payments
Customer Initiated Items $30.00
Checks, Pre-Authorized Debits, other Items drawn on your account (per item)
Bank Issued Items $30.00
Cashier’s Checks, Money Orders, other Bank Issued Items (per item)
Post Dated Check $30.00
Drawn on your account (per item)
Excess Account Activity
Excess Activity Fee * $10.00
(per item)


Money Market and Savings Accounts - Charged when the per statement cycle transactions exceed the limits specified in the account Agreement.

Check Printing
Printed Check Order Prices May Vary
Early Account Closure
Accounts Closed Prior to 120 Days $20.00
Dormant Account
Escheatment Fee As allowed for by applicable State law
Items Sent for Collection
Incoming Collection $25.00
Foreign or Domestic (per item)
Outgoing Collection – Domestic $25.00
Items payable in U.S. dollars (per item)
Outgoing Collection - Foreign $45.00
Items payable in foreign currency (per item)
Express-Mail $12.00
Assessed when special handling is required  
Wire Transfers / China Remittance
OUTGOING Wire Transfer Fees
Domestic $30.00
Sent to a recipient within the United States (per item)
Foreign – in U.S. Dollars $40.00
Sent to a recipient outside the United States (per item)
Foreign – in Foreign Currency $25.00
Sent to a recipient outside the United States (per item)
INCOMING Wire Transfer Fee
Domestic or Foreign $10.00
(per item)
China Remittance Transaction Fees
Pricing varies by State
CA, NV, WA, GA and TX
Customer $16.00
(per item)
NY and MA
Customer $12.00
(per item)
Wire Transfer Amendment/Tracer $10.00
(per item)
Automated Transfers
Automated Telephone Transfer Fee No Charge
Automated Overdraft Transfer Fee No Charge
From Savings  
Pursuant to an Automated Overdraft Transfer and Authorization Agreement  
Foreign Currency Exchange
Foreign Currency Sold to Customer $8.00
(per transaction)
Foreign Currency Bought from Customer $5.00
(per transaction)
Foreign Currency “Small Dollar Transaction Fee” * $10.00

* This additional fee will be added to the Foreign Currency Sold or Bought transaction fee when the transaction amount is less than USD $300.00.

Negotiable Items
Cashier’s Check (Bank Check) Fees
Customer * $10.00
(per check)

* The $10.00 per check charge will be waived on checks made payable to the Account Holder(s) if you maintain $5,000.00 in your owned account(s).

Non-Customer $10.00
(per check)
Money Order Fee
Customer $5.00
(per money order)
Gift Card Fee
Customer $2.00
(per card)
Foreign Drafts
Issuance of Foreign Draft $32.00
(per item)
Collection Account
Collection Set-Up Fee $50.00
Monthly Collection Fee $10.00
Savings Account Loans
Savings Loan Set-Up Fee $25.00
Documentation Requests
Statement Copy No Fee
Copy of a statement previously issued (per copy)
Check Copy No Fee
Copy of a check previously paid (per copy)
Verification of Deposit Letter $15.00
(per letter)
Legal Processing Fee $75.00
(minimum charge)
Levy/Garnishment Processing $90.00
(per occurrence)
Back Office Research / Services
Research Fee $30.00/Hr.
Deposit account research, statement reconciliation, etc. Min. of 1 Hr.
+ $0.25 per copy
Faxing $5.00/1st page
$1.00 per additional page
Photocopies $0.25
(per copy)
Notary Service
Notarization No Fee
Notary services are offered at some locations and are available only to East West Bank customers and employees.
Counter Checks $1.00
(per check)
Lost Passbook (replacement) $5.00
Internal Revenue Service Penalties
Failure to Furnish TIN * $50.00 for each failure


If you fail to furnish your correct Taxpayer’s Identification Number (TIN) to us, you are subject to an Internal Revenue Service penalty of $50.00 for each failure unless it is due to reasonable cause and not willful neglect.

Retirement Account
Annual Trustee Fee Per Plan Year
Individual Retirement Account (IRA) $12.00
Basic Retirement Plan (BRP)/Keogh $20.00
Basic Retirement Plan Common-Law Employees $12.00
Transaction Fees Per Occurrence
IRA or BRP Outgoing Transfer $15.00
IRA or BRP Premature Distribution $15.00
IRA or BRP Excess Contribution Correction $15.00
IRA or BRP Levies, Garnishments and Attachments $25.00
IRA or BRP Regular Divorce or Death Distribution $25.00
IRA or BRP **Normal Distribution Over 59 1/2 $15.00

** IRA/BRP normal over 59 ½ distribution fees and certificate penalties will only be waived once a year unless they are set up on a periodic payment system. Annual Trustee fees will not be waived regardless of account balance. There are no processing fees applicable for disability or regular periodic payment distributions.

Safe Deposit Box
Lost Key (each) $15.00
Key Deposit $20.00
Drilling Actual Cost
Annual Fee by State, as Available
Size(s) CA, NV WA, TX, GA NY* MA
1” x 4”  $30.00 $30.00 N/A N/A
2” x 4”  $30.00 $30.00 N/A N/A
2” x 5”  $35.00 $30.00 $40.00 $65.00
3” x 5”  $45.00 $40.00 $60.00 $75.00
4” x 5” $50.00 $50.00 N/A N/A
5” x 5” $55.00 $50.00 $90.00 $90.00
2” x 9” or 2” x 10”  $60.00 $60.00 N/A N/A
3” x 10”  $65.00 $60.00 $120.00 $90.00
3” x 11” N/A N/A N/A $120.00
4” x 10”  $65.00 $65.00 N/A N/A
5” x 10” or 6” x 10”  $85.00 $80.00 $160.00 N/A
5” x 11”  N/A N/A N/A $140.00
7” x 10” or 8” x 10”  $100.00 $100.00 N/A N/A
5” x 15”  $150.00 N/A N/A N/A
9” x 10” or 10” x 10” or 11” x 10”  $120.00 $120.00 $220.00 N/A
10” x 11”  N/A N/A N/A $210.00
10” x 15”  $100.00
11” x 15”  N/A $135.00 N/A N/A
12” x 12” or 11” x 16”  $150.00 $150.00 N/A N/A
15.5” x 15.5” $200.00 N/A N/A N/A
15” x 15” $250.00 $165.00 N/A N/A
30” x 15” or 31” x 15”  $350.00 $300.00 N/A N/A
44” x 16”  N/A $475.00 N/A N/A
20” x 25”  $500.00 $500.00 N/A N/A
Prices vary depending on the box size. All boxes are subject to availability and may not be available at every branch. * Sales tax will be added to the fee for boxes rented in New York state. For additional information you may contact your local East West Bank branch.

Fees apply to all services provided by East West Bank through East West Bank or an East West Bank branch or office. East West Bank reserves the right to make changes on fees due to policy or regulatory changes at any time. Except as otherwise required by law, fees are subject to change without prior notice. This fee schedule supersedes any previous brochure or fee schedule you may have in your possession.